The
CCPS Lowest Price Guarantee
At
Credit Card Processing Services our first priority is
to provide professional personal service to every one
of our merchant clients. So when you see that we also
strive to offer you the lowest pricing please don’t
think for a minute that because we have a lowest price
guarantee that the tradeoff is a reduction in the level
of service. In fact the opposite is true. Because of our
free equipment placement programs and the low rates that
go along with it there is a much greater incentive to
make sure that our merchants remain our clients for the
long-term in order for us to be profitable. We are both
thrilled and honored that the vast majority of our merchants
have been with us for many years, many over 10 years,
and even some that have left after being enticed by a
competitor have returned to us because of our level of
service.
That
being said, Credit Card Processing Services continuously
searches the Internet for offers from legitimate competitors
in the marketplace. When we see a legitimate offer that
has total lower pricing than ours we do our best to adjust
the pricing on our website. Since there are many components
that make up the pricing schedule for a merchant account
we look at the entire package offered. For example, some
companies might offer what appears to be a very low qualified
discount rate but then make up for it by charging an over-market
rate on mid or non-qualified transactions or offer a low
statement fee and then have an annual membership fee.
So
even though merchant account comparisons are often apples
to oranges differences, Credit Card Processing Services
intent is to ensure that our competitive price comparison
and guarantee are a fair reflection of the costs to you
over the course of a year. To that end we compare all
of the major fees including, but not limited to, equipment
cost, account set-up, statement fee or reporting fees,
discount rates for all interchange categories, batch fees,
annual fees, etc. We will calculate these costs based
on the estimate of your charge volume, average ticket,
business type, and other related factors.
You
have probably noticed that our website provides our pricing
structure upfront in a clear and concise manner. We have
done this for over 10 years and are one of the few merchant
account ISO’s that does so publicly on the Internet.
While some of our friendly competitors have expressed
dissatisfaction with the online publication of our low
pricing it is our desire to present our programs in a
professional manner rather than having to wheel and deal
like a used car salesman.
If
you do locate what you believe to be a lower priced offer
either online or from an in person sales representative
and would still like to give us the opportunity to earn
your business then we request that you fax a written copy
of their proposal and/or the completed Schedule of Fees
page from their merchant agreement or if already processing
the latest 2 months of merchant statements and the original
merchant agreement to us at 215-489-7880. We will then
review the material provided and respond to you within
1 business day with a competitive proposal which we guarantee
to be priced lower than the legitimate offer you have
received elsewhere.
Upon
agreeing to our guaranteed lowest price, we will allow
you 5 business days to complete a merchant account agreement
supplied by Credit Card Processing Services. If we do
not receive an application within this time we retain
the right to rescind the guarantee. Since we do not believe
it is fair or professional to conduct a bidding war when
it comes to something as important as your merchant account
we will not be required to beat any subsequent offers
presented by the same merchant. In addition, our lowest
price guarantee is subject to your merchant account being
approved by our processing bank.
If
you have any questions or comments about our lowest priced
merchant account guarantee please feel free to contact
Kevin via email at Kevin@mcvisa.com
or toll-free at 800-717-1245.